health insurance

Covid Billing

Dealing with COVID Bills: How to Maintain Your Financial Security – Maybe

As if the return of COVID-with-a-vengeance – and still millions more still getting sick – wasn’t bad enough, now we find the advance of COVID BILLS-with-a-vengeance making it even worse. Here’s the good news: If you aren’t already vaccinated, you can still get vaccinated for free. There is no cost to being vaccinated, and you’ll …

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It’s Open Season – er, um – Open Enrollment Time (How to Choose the Right Health Plan for You)

It’s ironic, don’t you think? Fall is both Open Enrollment for choosing your healthcare insurance plan, and Open Season for hunters, too. They’re both about stalking prey. Right? So now that I’ve put that vision in your head, it’s time to get a bit more practical. No matter that we would rather have a tooth …

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Understanding Coronovirus / COVID-19 Testing

With thanks to advocate and guest blogger, Angie Galatas. Find Angie’s advocacy profile here: Medical Advocacy Plus, LLC Antigen, antibody, viral, serology, these are intimidating words that show up in news articles, media, and insurance documents related to COVID-19. The pandemic has led us to become investigators of not only the virus, but the medical …

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Save BIG Money on Prescription Drugs by Purchasing from Foreign Pharmacies

The reality of the cost of prescription drugs in the United States is that prices continue to go up and up, insurance covers less and less, and our out-of-pocket cost requires bigger and bigger pockets. There seems to be no end in sight. We can make all the noise we want, but prices still go …

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Spare Yourself Grief: Get It In Writing

As the director of AdvoConnection and its associated websites, I hear about so many patient and caregiver complaints, problems, hurdles and – dare I say it – atrocities. Among the most frustrating and egregious I hear way too often;  that is, with advance permission from their insurer, someone underwent a test, a procedure, or surgery, …

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Did You Get Something That Looks Like a Medicare Card in the Mail?

The envelope says its from Medicare. The card inside looks very official. It’s got your name on it, and a bunch of numbers and letters that don’t look at all familiar. But – can you trust it? Is this new Medicare card for real?  Can you use it with your doctor and other medical needs? …

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5 Little Words Save Money on Healthcare

‘Tis the season of making health insurance choices, and the nexus of money and healthcare is on our minds. We’re focused on making sure we find a policy that covers us, but doesn’t over-cover us so we pay too much. It’s about those things that can be planned (the drugs we take, the regular medical …

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Here – Let Us Help You Pay Us Way Too Much!

Just when you think you’ve heard it all…. Now hospitals are “helping” their patients with finances, too. If you don’t give that much thought, then it seems like a great idea. “We recognize you owe us more money than you can afford, Mr. Johnson. So we’re going to help you figure out how to pay …

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The Dangers of Having Great Health Insurance

On occasion, in a conversation with new acquaintance, they’ll ask me what I do for a living. I tell them I established and run the most comprehensive directory of independent, private health and patient advocates and care managers online, supported by a marvelous professional organization whose members populate the directory. “Independent and private?” they ask …

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