It’s Open Season – er, um – Open Enrollment Time (How to Choose the Right Health Plan for You)

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It strikes me as no coincidence that Fall is both Open Enrollment time for choosing a healthcare insurance plan, and Open Season for hunters.

In both cases, it’s about stalking prey. Right?

So now that I’ve put that vision in your head, it’s time to get a bit more practical. No matter how we feel about having to go through the paces of choosing the right health insurance plan, no matter that we would far prefer to have a tooth pulled or ...

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Did You Get Something That Looks Like a Medicare Card in the Mail?

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The envelope says its from Medicare. The card inside looks very official. It’s got your name on it, and a bunch of numbers and letters that don’t look at all familiar.

But – can you trust it? Is this new Medicare card for real?  Can you use it with your doctor and other medical needs?

Why on earth, after all these years, would they just send you a new Medicare card for no apparent reason?

The answers are yes, yes, yes…. and for ...

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5 Little Words Save Money on Healthcare

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‘Tis the season of making health insurance choices, and the nexus of money and healthcare is on our minds. We’re focused on making sure we find a policy that covers us, but doesn’t over-cover us so we pay too much. It’s about those things that can be planned (the drugs we take, the regular medical appointments we keep). Plus an extra accounting for those things we may not plan for, but may have to deal with, like accidents, or grave ...

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Here – Let Us Help You Pay Us Way Too Much!

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Just when you think you’ve heard it all…. Now hospitals are “helping” their patients with finances, too.

If you don’t give that much thought, then it seems like a great idea. “We recognize you owe us more money than you can afford, Mr. Johnson. So we’re going to help you figure out how to pay for it!”

Yes, according to Stat, Financial counselors help patients navigate costly care, you, too, can sit with a hospital’s financial counselor to see ...

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“Do Not Quote Me”

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A few years ago I was at a picnic with a friend who is an orthopedist. The question was raised about whether advice given by doctors is always in the best interests of the patient.

“Do not quote me,” was how he began his reply. At least that alerted me that he would give an honest opinion.

What followed were a half dozen examples of times he had been forced to adjust his recommendations to patients because a number of hurdles stood ...

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The Dangers of Having Great Health Insurance

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On occasion, in a conversation with new acquaintance, they’ll ask me what I do for a living. I tell them I established and run the most comprehensive directory of independent, private health and patient advocates and care managers online, supported by a marvelous professional organization whose members populate the directory.

“Independent and private?” they ask me. “I don’t need an advocate like that because I have great health insurance!”

“Oh but you’re wrong!” I ...

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