medical bills

It’s Open Season – er, um – Open Enrollment Time (How to Choose the Right Health Plan for You)

It’s ironic, don’t you think? Fall is both Open Enrollment for choosing your healthcare insurance plan, and Open Season for hunters, too. They’re both about stalking prey. Right? So now that I’ve put that vision in your head, it’s time to get a bit more practical. No matter that we would rather have a tooth pulled or pay our taxes, it’s the annual Fall Rite of Passage that we must take time to consider, or …

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This COVID – Coronavirus Side Effect Could Destroy Your Financial Security

piggy bank with mask

Of course, we usually think of side effects as issues that affect our health, like the result of taking a certain drug (just listen to those TV commercials and their disclaimers!) or the result of lifting a heavy box which causes us to strain our backs…. Today’s topic is focused on another side effect from COVID-19 (coronavirus) treatment, but not one that affects our bodies… Instead, this one can have a horribly negative impact on …

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Understanding Coronovirus / COVID-19 Testing

With thanks to advocate and guest blogger, Angie Galatas. Find Angie’s advocacy profile here: Medical Advocacy Plus, LLC Antigen, antibody, viral, serology, these are intimidating words that show up in news articles, media, and insurance documents related to COVID-19. The pandemic has led us to become investigators of not only the virus, but the medical terminology associated with it. Many people are suffering from fear, uncertainty, and exhaustion, trying to decode the information, and this …

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Save BIG Money on Prescription Drugs by Purchasing from Foreign Pharmacies

The reality of the cost of prescription drugs in the United States is that prices continue to go up and up, insurance covers less and less, and our out-of-pocket cost requires bigger and bigger pockets. There seems to be no end in sight. We can make all the noise we want, but prices still go up, and up, and up. As many smart patients know, those very high prices in the United States are far …

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Spare Yourself Grief: Get It In Writing

surprised image

As the director of AdvoConnection and its associated websites, I hear about so many patient and caregiver complaints, problems, hurdles and – dare I say it – atrocities. Among the most frustrating and egregious I hear way too often;  that is, with advance permission from their insurer, someone underwent a test, a procedure, or surgery, or saw a specialist, only to be told later that the insurer wouldn’t pay for it after all. Wh-a-a-a-t??  If …

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So What Are You S’Posed to Do With Those Hospital Prices?

In the category of “be careful what you wish for…”  Well-meaning policy people have now created a monster.  We can name this monster “Good Start,” but it’s not a very useful monster – yet. That monster rears its ugly head in the form of the new law that became effective January 1, 2019 that requires most hospitals to make their pricing available to the public. The idea – a good one – is that there …

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Your Pharmacist – Bound and Gagged

During the past 10 years or more, the costs of prescription drugs seem to have taken on an enlarging life of their own.  Gone are the days of no co-pay. Today even co-pays seem outrageous, yet pharmaceutical drug companies keep raising their prices and we, the patients, are responsible for their bazillion dollar paychecks, whether or not we can afford the drugs we need. I’ll confess that I have a totally unbalanced sense of awe …

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Did You Get Something That Looks Like a Medicare Card in the Mail?

The envelope says its from Medicare. The card inside looks very official. It’s got your name on it, and a bunch of numbers and letters that don’t look at all familiar. But – can you trust it? Is this new Medicare card for real?  Can you use it with your doctor and other medical needs? Why on earth, after all these years, would they just send you a new Medicare card for no apparent reason? …

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No Diagnosis? It May Not Matter

Years ago I watched a movie called Serendipity.  It starred Kate Beckinsale and John Cusack. It was a “romcom” – and adorable – and it occurs to me that it sets the stage for today’s post. The story was about two young people who met in Bloomingdales while shopping, and through a series of events, they were attracted to each other, but never exchanged names. They then lost track of each other. Over the years …

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5 Little Words Save Money on Healthcare

‘Tis the season of making health insurance choices, and the nexus of money and healthcare is on our minds. We’re focused on making sure we find a policy that covers us, but doesn’t over-cover us so we pay too much. It’s about those things that can be planned (the drugs we take, the regular medical appointments we keep). Plus an extra accounting for those things we may not plan for, but may have to deal …

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